A will or trust is a document in which you state to whom your estate will be given upon your death. Some of the consequences of not taking the time to make a will or trust:

• The law of the State of California will dictate which of your next of kin receive your estate and who will be your estate representative.
• Needless estate tax losses will be deducted from your estate.
• Disabled children will lose eligibility for state aid.
• Irresponsible next of kin will quickly lose their inheritance
• Spouses, in-laws and possibly persons you don't even know may take control of your estate.

The problem areas noted above can be avoided by taking the time and effort to consult with our firm and plan your asset protection by will or trust. We can help you learn about:

• The protetion of your assets from distribution by state law.
• Protection of infant beneficiaries of heirs of your estate.
• Who may make a will and the procedure for making a will.
• The effect of your will on joint property and retirement benefits.
• Selection of an executor.
• Using trusts within a will to accomplish planned goals.
• Family heirlooms and distribution according to your wishes.
• Choosing a guardian for your minor children or grandchildren.
• Legal will bequests to next of kin and heirs-at-law.
• Preparation of effective wills regardless of change of state residence.
• Legal exclusion of persons from your will.