Assets are regularly lost to the cost of long term care at home or in a skilled nursing facility. We specialize in estate planning, probate and administration, and elder law. We utilize the services of a Certified Geriatric Care Manager who is an expert in determining what type of care is appropriate, whether it be a convalescent hospital, board and care facility, or remaining at your own home. We can answer your questions on:

• Protection of lifetime assets.
• Tax free Medical eligible transfers by deeds, trusts and gifts.
• Medical approved insurance planning by Long Term Care Insurance, Annuities & Life Insurance.
• Avoiding the medical nightmare - Denial of benefits.
• Use of Long Term Care Insurance for home care or skilled nursing facility (nursing home) care.
• Spending down assets as part of Medical planning.
• The effect of changes in the medical and Medicare Health Insurance Laws.
• Eligibility for nursing home care or home care.
• Handling the financial burden which accompanies a disability.
• Conservatorship proceedings for persons with mental or physical incapacity.
• The Durable Power of Attorney for Health Care (Living Will) for making health care decisions if you are disabled.
• Spousal rights to asset protection under Medical.
• The use of Medical "Community Spouse" homestead exemption, resource and income allowance to establish eligibility for medical benifits and protect assets.
• Transfers and gifts without loss of Medical eligibility.
• Exempt medical transfers to brothers, sisters, children or other family members.